Compare quotes from leading UK life insurers and protect your loved ones today

Low Cost Life Insurance
  • £150,000 cover from £5.74 a month*
  • It's simple get a quick quote today
  • No complicated forms to fill
  • Free, no obligation quotes

Life insurance lets you leave a lump sum behind should you pass away within the policy term.

Money never replaces a family member, but it can help knowing that it won't be a worry.

Complete this short form to find the best plan for your situation.

Get a FREE Quote Now!

loading
Loading, Please wait...


By clicking "Get Quotes Now" you agree to be contacted by telephone, email and SMS by an FCA authorised insurance firm and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Use the simple form to search and compare quotes from leading UK life insurers to find the best plan for your situation in 3 easy steps:


1. Complete the enquiry form above

2. Our experts search the market

3. You receive free quotes



Our experts compare plans from multiple providers, get a quote now


Get My Free Quotes



Family around laptop

Compare Top UK Insurers

Our experts make this process as simple as possible by comparing policies from the UK's leading insurers based on your criteria using one form.

Children with brollies

Types of Life Cover

Life insurance, critical illness, mortgage cover, single or joint policies over various years. Request a call back from our advisors if you'd like some help.

Happy Family

Protect Family Finances

It's vital that you secure the future of those you love. Life Insurance will provide a lump sum to help with the mortgage and other household bills.

What is life insurance?


The thought of not being around to protect and provide for your loved ones can be a worry. If you were no longer around, you’d want to make sure those you leave behind don’t face financial worries. That’s where life insurance can help.


Which life insurance do I need?


There are different types of life insurance to choose from. It’s important to understand these differences so you can select the cover that works best for you.


Level Term Life Insurance


With Level Term Life Insurance, the amount of cover you have remains the same during the length of the policy. It could be used to help protect the family's lifestyle and everyday living expenses or help to protect a mortgage (interest only).


Level term life insurance could be right for you if you want a policy which pays a set amount upon your death. The payout and your premiums are agreed when you set it up, and don’t change.


Decreasing Term Life Insurance


Decreasing Term Life Insurance is designed to help protect a repayment mortgage, so the amount of cover reduces roughly in line with the way a repayment mortgage decreases.


With decreasing term life insurance the amount of cover you choose will reduce over time and the payout you would receive in the event of your death decreases. It’s taken out for a fixed period of time, usually to cover a specific debt, like your mortgage.


Critical Illness Cover


A critical illness is a serious condition, like cancer or a heart attack, which could change your life forever. When you buy a life insurance policy, you can add on Critical Illness Cover, which provides a financial cushion for you and your family to fall back on, if you were diagnosed with a serious condition. This cover could help ease the financial strain if you become critically ill.


If you don't have life insurance, then our experts help. Even if you already have a policy, are you sure you're getting the right level of cover at the right price? You could be paying too much so, our experts check the UK life insurance market.


Our experts compare plans from multiple providers, get a quote now


Get My Free Quotes



Low Cost Life Insurance Rates

Critical Illness Cover

Critical illness cover is a type of insurance that pays out a tax-free lump sum if you're diagnosed with, or undergo surgery for, a critical illness specified in the terms of the policy. Tell me more...

Low Cost Life Insurance Calculator

Mortgage Protection

As you pay off your mortgage over time, the amount of life cover you would get if the worst were to happen goes down – just as the outstanding balance of your mortgage does. Tell me more...

Low Cost Life Insurance Quotes

Over 50s Life Cover

Taken out between the ages of 50 and 80, paid out as a lump sum and can be used for financial commitments when you pass away, such as funeral costs, outstanding bills. Tell me more...

Get your FREE life insurance quote today

Ready for some figures? Complete our short form above to get your personalised quote.

Free quotes
Fast service
No obligation


Get My Free Quotes

How much life insurance do I need?

The amount of life insurance you take out should ideally be enough to cover your mortgage repayments and the needs of your family if you were no longer around. The average cover amount is £140,000.

Do you need life insurance to take out a mortgage?

Life insurance isn’t a legal requirement, but most mortgage lenders will ask you to take out appropriate cover. You don’t need to take out life cover from your lender – you can buy it elsewhere.

What will life insurance cost?

The cost of life insurance can be as little as £5 per month, but your premiums will depend on your individual needs and circumstances, your age, if you smoke could affect the overall cost.

Do I need life insurance?

Life insurance is for your peace-of-mind, so you know your family will be financially protected in the event that you're no longer around. Life insurance is a form of security to provide for dependants such as children or spouses.

What is term insurance?

Term insurance is the most common type of life insurance and pays out only if you die within the term. For example, you might take out a 25-year policy so your family could claim if you were to die within 25 years.

When should I buy it?

Whatever your age, as an adult it’s always a good time to start thinking about life insurance. In particular, people with loans, mortgages and financial dependants should consider getting a life insurance policy.